Cheque claims from Prudential.

    Hari ni nak share some picture of cheque from prudential from my various claims.
Ader yang claim elaun wad , ader yang claim elaun medical expenses.
Some people said that Prudential is one of the fastest company when doing claims.

I 100% agree.Up to date i have done a handfull amount of claims with long good tracking history.

Macam mana nak jadi Agen Prudential Agen Johor?

Macam mana nak jadi agen prudential johor/ How to become agen prudential?

Well,sebenarnya untuk menjadi Agen Prudential tak susah, Saya bermula dari

• BOP (Business Oppurtunity Talk) dimana kita diberikan penerangan tentang insurans,kepentingan insurans,mengapa orang Melayu kurang mengambil insurans dan betapa pentingnya insurans/takaful lebih2 lagi terhadap kos perubatan yang meningkat.Biasanya BOP ni dijalankan di sebelah malam dengan 1 to 1 session ataupun dengan group.
• EXAM : Lepas jer BOP saya terus berminat untuk join sebagai agen,so saya pun register untuk exam. 3 Jenis exam perlu diambil sebelum boleh menjadi agen insurans prudential. Jangan risau, exam kit ataupun study kit ada disediakan kalau join dengan agency kami.(Siap dengan CD training and trial exam sekali)
• EXAM 1)TBE: Takaful Basic Exam(Segala berkaitan takaful), 2)PCE : Pre-contract Examination , 3)CEILI : Investment Link Life Insurance . Jangan risau exam boleh diambil dalam Bahasa Melayu atau Inggeris.Tak susah,exam kit ader disediakan.
• PASS: AGENT CODE REGISTRATION : Lepas jer lulus ketiga2 exam, bakal2 agen dikehendaki untuk register under LIAM(Life Insurance Association Malaysia ) dan Register dibawah Agency(Prudential) So perlu submit few forms and gambar(7 keping kesemuanya)
• TRAINING : Training di sediakan untuk agen insurans seperti training untuk new produck,cara membuat quotation,submit quotation,propposal dan claims.

Secara kesimpulan,tak susah untuk menjadi agen insurans prudential,cuma memerlukan kesungguhan dan keazaman.Aperlagi, sesiapa yang berminat untuk menjadi agen boleh contact saya (0177458478(Durrah)/0197762985(Sideq),saya akan arrangekan dengan Unit Manager saya untuk BOP.

Mencari Agen Medical Card Prudential BSN Takaful bagi area Johor Bahru? Hubungi saya Durrah H/P: 0177458478

Masih mencari-cari Medical Card dan coverage insurans/pendidikan yang sesuai untuk anda ataupun anak/keluarga anda?AGEN PRUDENTIAL BSN TAKAFUL JOHOR DURRAH CALL/SMS/WHATSAPPS 0177458478. PELAN KAD PERUBATAN PRUDENTIAL BSN TAKAFUL

Di Prudential kami menyediakan 0% Full Coverage tanpa Ko-insurans.(Pru Health Enrich Select for PruBSN Takaful dan Pru FlexiMed for Prudential Assurance)

Dengan Full Coverage ataupun 0% Co-Insurans, segala bil dan rawatan akan di cover 100%.
Untuk mengetahui lebih lanjut tentang Prudential Takaful Medical Card boleh hubungi saya di 0177458478. InsyaAllah saya akan hubungi balik untuk appointment atau penerangan.JB,Kulai,Senai,Pasir Gudang dan Pontian Dialu-alukan.

Client claim update 18/8/2014

Pernah tgk resit claim dari Prudential tak?
Below ni actual resit by KPJ Johor Specialist untuk client yang warded due to sinus infenction.Total bill nearly RM4k.All covered by Prudential Takaful Berhad(PPTB)
Bagi yang berminat untuk mengetahui lebih lanjut tentang pakej insurans takaful, medical card dan child education health plan boleh contact saya di 0177458478.

Agen Prudential Johor Bahru - PruBSN Health Enrich 0%-Co-Insurans

Health Enrich adalah produk plan terbaru dari PruBSN Takaful mengantikan TakafulHealth2
Antara kelebihan yang ditambah adalah 'Full Coverage' yaitu '0%' deductable yaitu 'Tanpa 10% Co-insurance.(@FlexiMed untuk Prudential Assurance)
Untuk pertanyaan lanjut boleh hubungi kami di 0177458478(Dura)/0197762985(Sideq)

	Co-Takaful	Full Coverage
If You are Hospitalised
Hospital Daily Room and Board (maximum 200 days per year)	RM200	RM200
Intensive Care Unit (maximum 60 days per year)	As charged subject to Co-Takaful	As charged
Surgical Procedure and Treatment
In-Hospital and Related Services
If You Need Outpatient Treatment
Day Surgery	As charged	As charged
Home Nursing Care (180 days per lifetime)	As charged subject to Co-Takaful
Pre-Hospitalisation and Post-Hospitalisation Treatment (within 90 days before and after hospitalisation)
If You are Coping With Life-changing Illnesses
Cancer Treatment	As charged	As charged
Kidney Dialysis Treatment
If You are in an Emergency
Maternity Complications (Annual Limit)	RM6,000	RM6,000
Emergency Treatment for Accidental Injury (Annual Limit)	RM2,000	RM2,000
Worldwide Emergency Medical Assistance	Yes	Yes
Overall Annual Limit	RM60,000	RM60,000

MRTA vs MLTA (Mortgage Reducing Term Assurance VS Mortgage Life Term Assurance) case study : Prudential Wealth Planner

   'Property is a necessity, protection to our property is necessary too. One should consider the risk of loosing their property due to the inability to maitain the property'

   Lets take real case study,
Azman 35 years old, an asisstant manager of one of Engineering Company in Southern Region of Malaysia.Married with 2 child. Property in hand included 1)A 250k double storey house with balance loan of 190k for another 21 year tenure. 2)Car Loan of Honda Accord with balance loan of 70k for another 4 years tenure and Honda Jazz with balance loan of 32k for another 3years. 3)Others type of loan which included Credit Card, Study and Education loan.

   To mitgate the risk for his property,one should take the total up of 190k of MLTA to cover all the mortgage loan balance. However since the property+liability amount of Mr Azman far exceed the 200k. He opted to add another 100k coverage making up of 300k Total Coverage in case of Death or TPD(Total Permanent Disability).

   It is normal for conventional housing loan to included MRTA(Mortgage Reducing Term Assurance) when signing up housing loan,but there are also option for us to upted for MLTA where we can opted for higher coverage to leverage the risk.If Mr Azman decided to take MRTA only and unfortunate event happen to him.The bank only pay for the mortgage balance whereelse with MLTA Mr Azman beneficiaries will received home and cash of 100k.

Please consult with your health/wealth agent to find out more about Prudential MLTA plan.
For Johor Bahru area can contact me at 0177458478(Durrah)Full Time Prudential

Imagine yourself as a pillar for family(financial foundation for property house,car,credit card,family expenses,etc)what will happen to those under your support when unfortunate things happen to you!

Becoming a Prudential BSN Takaful Agent : Achievement and Events

How does it feels to be a Full Time Agen of Prudential BSN Takaful Agent?
Well to describe it is fun.Even though you need lots of discipline and need to keep up the record and services for client.It's a fun Jouney. Below are some memorable events with Prudentia.

Dinner Event for Qualifiers







PruStarClub Guanzhou

Rookies Agent Qualifiers