Contact Me

Contact Me
Saya Durrah Ibnil Hajar,Agen Full Time Prudential Takaful.Bagi Sesiapa yang berminat untuk mengetahui lebih lanjut tentang Prudential Takaful Medical Card boleh la hubungi saya di nombor yang tertera di atas.InsyaAllah saya akan hubungi balik untuk appointment atau penerangan.JB,Kulai,Senai,Pasir Gudang dan Pontian Dialu-alukan.

Wednesday 17 September 2014

Mencari Agen Medical Card Prudential BSN Takaful bagi area Johor Bahru? Hubungi saya Durrah H/P: 0177458478

Masih mencari-cari Medical Card dan coverage insurans/pendidikan yang sesuai untuk anda ataupun anak/keluarga anda?AGEN PRUDENTIAL BSN TAKAFUL JOHOR DURRAH CALL/SMS/WHATSAPPS 0177458478. PELAN KAD PERUBATAN PRUDENTIAL BSN TAKAFUL

Di Prudential kami menyediakan 0% Full Coverage tanpa Ko-insurans.(Pru Health Enrich Select for PruBSN Takaful dan Pru FlexiMed for Prudential Assurance)

Dengan Full Coverage ataupun 0% Co-Insurans, segala bil dan rawatan akan di cover 100%.
Untuk mengetahui lebih lanjut tentang Prudential Takaful Medical Card boleh hubungi saya di 0177458478. InsyaAllah saya akan hubungi balik untuk appointment atau penerangan.JB,Kulai,Senai,Pasir Gudang dan Pontian Dialu-alukan.





Sunday 17 August 2014

Client claim update 18/8/2014

Pernah tgk resit claim dari Prudential tak?
Below ni actual resit by KPJ Johor Specialist untuk client yang warded due to sinus infenction.Total bill nearly RM4k.All covered by Prudential Takaful Berhad(PPTB)
Bagi yang berminat untuk mengetahui lebih lanjut tentang pakej insurans takaful, medical card dan child education health plan boleh contact saya di 0177458478.

Friday 25 July 2014

Agen Prudential Johor Bahru - PruBSN Health Enrich 0%-Co-Insurans

Health Enrich adalah produk plan terbaru dari PruBSN Takaful mengantikan TakafulHealth2
Antara kelebihan yang ditambah adalah 'Full Coverage' yaitu '0%' deductable yaitu 'Tanpa 10% Co-insurance.(@FlexiMed untuk Prudential Assurance)
Untuk pertanyaan lanjut boleh hubungi kami di 0177458478(Dura)/0197762985(Sideq)

Co-TakafulFull Coverage
If You are Hospitalised
Hospital Daily Room and Board (maximum 200 days per year)RM200RM200
Intensive Care Unit (maximum 60 days per year)As charged
subject to Co-Takaful
As charged
Surgical Procedure and Treatment
In-Hospital and Related Services
If You Need Outpatient Treatment
Day SurgeryAs chargedAs charged
Home Nursing Care (180 days per lifetime)As charged
subject to Co-Takaful
Pre-Hospitalisation and Post-Hospitalisation Treatment
(within 90 days before and after hospitalisation)
If You are Coping With Life-changing Illnesses
Cancer TreatmentAs chargedAs charged
Kidney Dialysis Treatment
If You are in an Emergency
Maternity Complications (Annual Limit)RM6,000RM6,000
Emergency Treatment for Accidental Injury (Annual Limit)RM2,000RM2,000
Worldwide Emergency Medical AssistanceYesYes
Overall Annual LimitRM60,000RM60,000

Wednesday 29 January 2014

MRTA vs MLTA (Mortgage Reducing Term Assurance VS Mortgage Life Term Assurance) case study : Prudential Wealth Planner

   'Property is a necessity, protection to our property is necessary too. One should consider the risk of loosing their property due to the inability to maitain the property'

   Lets take real case study,
Azman 35 years old, an asisstant manager of one of Engineering Company in Southern Region of Malaysia.Married with 2 child. Property in hand included 1)A 250k double storey house with balance loan of 190k for another 21 year tenure. 2)Car Loan of Honda Accord with balance loan of 70k for another 4 years tenure and Honda Jazz with balance loan of 32k for another 3years. 3)Others type of loan which included Credit Card, Study and Education loan.

   To mitgate the risk for his property,one should take the total up of 190k of MLTA to cover all the mortgage loan balance. However since the property+liability amount of Mr Azman far exceed the 200k. He opted to add another 100k coverage making up of 300k Total Coverage in case of Death or TPD(Total Permanent Disability).

   It is normal for conventional housing loan to included MRTA(Mortgage Reducing Term Assurance) when signing up housing loan,but there are also option for us to upted for MLTA where we can opted for higher coverage to leverage the risk.If Mr Azman decided to take MRTA only and unfortunate event happen to him.The bank only pay for the mortgage balance whereelse with MLTA Mr Azman beneficiaries will received home and cash of 100k.

Please consult with your health/wealth agent to find out more about Prudential MLTA plan.
For Johor Bahru area can contact me at 0177458478(Durrah)Full Time Prudential

Imagine yourself as a pillar for family(financial foundation for property house,car,credit card,family expenses,etc)what will happen to those under your support when unfortunate things happen to you!